Inland Marine, Property floaters

Need help insuring tools or even personal property? Limits are standardized and not subject to your experience modification or even your business' riskiness like other forms of coverage. All you need is to know what limits are right for you.

• Office contents up to $30,000
• Misc. Tools up to $20,000
• Computer systems (option for data, media, and excess coverage) up to $15,000 total
• Scheduled Equipment
• Most common form of insurance in America
• Equipment with value greater than $1,500 each (lesser value in misc. tools)
• If you rent equipment from others, only $25,000 limit is available
• For each item, must include
• Year of item
• Description or name
• Serial or ID number
• Type of equipment (heavy or light)